HomeReady mortgage, is a premier, affordable lending product. Designed for creditworthy low- to moderate-income borrowers, HomeReady offers expanded eligibility for financing homes in low-income communities.
Borrower is not required to be a first-time buyer Supports HomeStyle® Energy, manufactured housing, and HomeStyle Renovation (approved lenders)
Innovative underwriting flexibilities expand access to credit responsibly. Flexibilities include: rental unit and boarder income, non-occupant borrowers, such as a parent.